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Professional Debt Collection in Ireland

Paja Debt provides specialised debt recovery solutions throughout Ireland and Northern Ireland. With extensive knowledge of Irish debt collection laws and business customs, we help you recover what you’re owed quickly and cost effectively.

Struggling with Debt Collection in Ireland?

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No Cost. No Obligation. 100% Confidential.

40+
Years Trading. Incorporated 2025
50+
European Countries Covered
4,500+
Satisfied Debt Collection Clients
150,000
European B2B Invoices Collected

Why Choose Irish Debt Collection Specialists

Our team of Irish debt recovery experts brings comprehensive understanding of local business culture and legal frameworks across both the Republic of Ireland and Northern Ireland. With over four decades of experience, we've successfully recovered commercial debts from businesses throughout Ireland, from Dublin and Cork to Belfast and Warrenpoint.


As a leading European debt recovery team, we've developed specialized knowledge of Irish debt collection regulations and effective recovery strategies that work specifically in both Irish and Northern Irish markets.

Ireland Experts

We have long standing legal and debt collection partner in Ireland meaning we can action your unpaid B2B claim wherever in Ireland your debtor is domiciled.

The Local Collection Experts

Full Legal Coverage

With access to a small army of experienced and proven commercial litigation advocates we can help you to litigate and then enforce a claim in Ireland.

Fully Qualified Attorneys

Five Star Services

We have been in the business of collecting overdue B2B invoices in Ireland since 1984 and we have over 350 five star reviews across Google and TrustPilot.

40+ Years of Excellence

Direct Debtor Payments

Unlike some other debt collection companies we do not demand payment of your money into our bank account.

 

All Irish debtors are instructed to make payment direct to the creditor in all cases we handle.

Payment To You - Not To Us

No Advance Fees

We don't require any payment in advance for ongoing account receivables collection and we don't charge any up-front fees for undisputed one-off debt collection claims in Ireland.

One-Off or Ongoing Debt Placements

No Abortive Charges

No business wants to be invoiced for a service they haven't received. We don't charge any administration fees or abortive charges in any unsuccessful debt collection cases we handle in Ireland.

Simple and Affordable Pricing

No Binding Contract

We don't demand you sign a binding, fixed term contract or pay an annual subscription in order to work with us, be that for a one-off debt collection matter or for on-going export account recovery.

No Binding Fixed Term Agreement

Start Recovering Your Debt In Ireland Today!

Don't let your client's location prevent you from receiving what you're owed.

 

Contact Paja Debt for a free, no-obligation consultation and let us handle your debt collection in Ireland today.

Our Debt Collection Process: Tailored for Ireland

We've crafted our debt recovery approach to align with Irish business practices and legal requirements. Here's the strategy we use:

Comprehensive Irish Case Review

We provide a free, no-obligation analysis of your Irish debt claim in partnership with an experienced on-the-ground representative in Ireland, well-versed in local laws. Based on your case specifics, our agent will prepare a strategic intervention to recover your unpaid invoices.

Communication with Debtor

Our specialized agent immediately begins your commercial debt collection process in Ireland with formal demandsby post and email. We follow that up with strategic local communication methods designed for maximum effectiveness in the Irish business context.

Legal Proceedings

When necessary, we can escalate your claim through the local legal system, working with our network of commercial attorneys who specialize in Irish debt collection law. This includes understanding the differences between the legal systems in the Republic of Ireland and Northern Ireland debt recovery processes.

Irish Asset Enforcement

If your debtor refuses to comply with legal proceedings, we can implement enforcement actions targeting the debtor's Irish assets in accordance with local regulations. We can consult with enforcement agents active in the ROI or Northern Ireland, depending on the origin of your debtor.

Successful Recovery & Invoice Payment

Once the debt is collected and paid by the debtor to your nominated bank account, we promptly raise an invoice for the fee due on these recovered funds that now sit safely in your account.

 

Our transparent reporting system keeps you updated throughout the process of collecting your money from your international debtor.

More Questions About Debt Collection in Ireland

Here are some frequently asked questions from our clients regarding Irish debt recovery:

What happens after I submit my case details?We'll assign a debt recovery agent trained in relevant Irish laws (never a salesperson) to analyze your claim.

To complete our analysis, we'll request relevant documentation such as invoices, contracts, and correspondence, which we'll use to consult with our partners to determine the best course of action to recover what you're owed in Ireland.
How much will my review cost for a debt case in Ireland?No, you're not obligated to pay anything. We'll review your case free of charge and quote you a price for pursuing it. We'll only begin the process of commercial debt collection in Ireland after your explicit approval.

We may recommend a course of action such as the issue of court proceedings but you are under no obligation to incur any costs or to take a claim to court.
Can you collect across Ireland?Yes we can.

Wherever in Ireland your client is based we have a local debt collection partner that can pursue them for the payment owed.
What do you need to start a debt collection case in Ireland?We need a copy of the contract, agreement or order and copy invoices in the correct legal name of your debtor along with their contact details to open a debt collection claim.
What makes Irish debt collection unique?Ireland has specific legal frameworks governing debt collection, including different systems for the Republic of Ireland and Northern Ireland. In the Republic, debt collection is governed by the Statute of Limitations Act and various civil procedures, while Northern Ireland follows the Civil Procedure Rules for Northern Ireland and the Judgments Enforcement Order.

Our specialists have a long-standing familiarity with these regulations and deeply understand how they impact recovery strategies in both jurisdictions.
What is the cost of debt collection in Ireland?We don't have a one-size-fits-all approach to pricing and the fee payable on successful recovery varies depending on the age of the invoices, amount outstanding and general case specifics.

Please contact us for a bespoke debt collection quote from our local partner.
If I place this claim with you, am I obligated to spend any money?No, you are not obligated to spend extra money.

We may recommend a course of action, such as the issue of court proceedings, but you’ll have the final say about these decisions with complete transparency.
Do you have any hidden or abortive charges?No, we do not have any hidden or abortive charges.

After performing the free review, we’ll quote you our charges. Our proceedings will only begin after we agree on a simple fee at the outset of the claim.

Please note this service does not include underwriting any of your legal or other fees if you decide to proceed with court action.
What are the key differences between debt recovery in the Republic of Ireland and Northern Ireland?While both regions share many similarities, Northern Ireland debt recovery follows UK legal principles with some regional variations. The Republic of Ireland has its own distinct legal system. This creates important differences in limitation periods, court procedures, and enforcement mechanisms.

Our debt recovery specialists for Ireland are well-versed in these nuances and can adapt strategies accordingly.
What are the time limits for debt collection in Ireland?In the Republic of Ireland, most commercial debts have a six-year limitation period under the Statute of Limitations. In Northern Ireland, the limitation period is also typically six years for most commercial claims.

However, there are exceptions and nuances to these timeframes, which is why professional guidance is crucial.

Irish Debt Collection Reviews — What Our Clients Say

Our reputation for successful debt recovery in Ireland speaks through the experiences of our satisfied clients:

Free Debt Collection In Ireland Assessment

Submit your case details through our simple form, and we'll connect you with an Ireland-focused debt recovery agent who will evaluate your claim free of charge.

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Specialized European Debt Collection Services by Country

Our vast network of debt recovery experts includes professionals who exclusively operate in specific countries across the globe, having full understanding of local laws and regulations.

Our dedicated Irish debt recovery network includes specialized professionals who operate exclusively within Ireland's unique business landscape.

With thorough knowledge of Irish debt collection frameworks, including the Irish Statute of Limitations Act, the Civil Procedure Rules for Northern Ireland, and the Judgments Enforcement in Northern Ireland, our experts effectively navigate the intricacies of debt recovery in Dublin, Belfast, Cork, and throughout all Irish regions.

Below are just some of the European countries we operate in, along with the names of our partners and the type of firm that will action your European debt claim.

  • Denmark Debt Recovery
  • Agent Name: Charlotte
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Ireland Debt Recovery
  • Agent Name: Paul
  • Type of Firm: Debt Collection Agency
  • Length of Service: 10+ years
  • Jersey Debt Recovery
  • Agent Name: Margaret
  • Type of Firm: Debt Collection Agency
  • Length of Service: 3+ years
  • Norway Debt Recovery
  • Agent Name: Victoria
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Sweden Debt Recovery
  • Agent Name: Nils
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Italy Debt Recovery
  • Agent Name: Daniela
  • Type of Firm: Commercial Law Firm
  • Length of Service: 25+ years
  • Turkey Debt Recovery
  • Agent Name: Ibrahim
  • Type of Firm: Debt Collection Agency
  • Length of Service: 12+ years

B2B Debt Collection in the UK and Internationally Since 1984

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