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Expert Debt Collection in Portugal

Paja Debt provides comprehensive debt recovery solutions with a network of legal experts in all European countries. We recover your outstanding debts quickly and cost-effectively while maintaining your business relationships. 

Struggling with Unpaid Invoices in Portugal?

We Can Help

No Cost. No Obligation. 100% Confidential.

40+
Years Trading. Incorporated 2025
50+
European Countries Covered
4,500+
Satisfied Debt Collection Clients
150,000
European B2B Invoices Collected

Portuguese Debt Recovery You Can Trust

With a vast network of legal experts, we’ve successfully recovered commercial debt from debtors located across Portugal for more than four decades.

 

Our specialists are trained in the local laws and regulations, and we’ve used this knowledge developed over 40 years to reclaim unpaid B2B invoices across Europe.

 

No matter where your debtor is located, our global reach allows us to provide comprehensive international debt collection services.

Portugal Experts

We have long standing legal debt collection partner in Portugal Catarina, meaning we can action your unpaid B2B claim wherever your debtor is domiciled.

The Local Collection Experts

Full Legal Coverage

With access to a small army of experienced and proven commercial litigation advocates we can help you to litigate and then enforce a claim across Portugal.

Fully Qualified Attorneys

Five Star Services

We have been in the business of collecting overdue B2B invoices in Europe since 1984 and we have over 350 five star reviews across Google and TrustPilot.

40+ Years of Excellence

Direct Debtor Payments

Unlike some other debt collection companies we do not demand payment of your money into our bank account.

 

All Portuguese debtors are instructed to make payment direct to the creditor in all cases we handle.

Payment To You - Not To Us

No Advance Fees

We don't require any payment in advance for ongoing account receivables collection and we don't charge any up-front fees for undisputed one-off debt collection claims in Portugal.

One-Off or Ongoing Debt Placements

No Abortive Charges

No business wants to be invoiced for a service they haven't received. We don't charge any administration fees or abortive charges in any unsuccessful debt collection cases we handle.

Simple and Affordable Pricing

No Binding Contract

We don't demand you sign a binding, fixed term contract or pay an annual subscription in order to work with us, be that for a one-off debt collection matter or for on-going export account recovery.

No Binding Fixed Term Agreement

How Our Portuguese Debt Collection Process Works

We’ve refined our debt recovery service to make the process simple, streamlined, and results-driven for you. Here’s how it works.

Free PT Debt Review

We conduct a free, no obligation review of your claim in association with our expert local Portuguese legal partner Catarina to confirm the options and costs for recovery of the debt balance.

Debt Recovery Initiation

Our Portuguese legal partner will immediately open their claim and contact your debtor by formal demand letters, email, and phone calls in pursuit of the overdue payment owed to you.

Strategic Legal Intervention

If necessary, we can escalate the claim to the local Portuguese courts for a further legal attempt to collect the balance owed to your company.

Portuguese Asset Enforcement

If the debtor refuses to engage with the court process, we can work with our local attorney begin enforcement against the debtor's money and assets in Portugal.

Successful Recovery & Invoice Payment

Once the debt is collected and paid by the debtor to your nominated bank account, we promptly raise an invoice for the fee due on these recovered funds that now sit safely in your account.

 

Our transparent reporting system keeps you updated throughout the process of collecting your money from your international debtor.

Frequently Asked Questions on Debt Collection in Portugal

Got more questions about how we maintain a high debt recovery rate? Here are a few questions our clients usually have for us.
What happens after I contact you?One of our friendly, experienced debt recovery agents (we don't employ salespeople) will contact you to discuss and review your claim.

We will ask for copy documents such as contracts and invoices, and then discuss the case with our local partner Catarina so we can secure the absolute best rate for debt collection.
How much does a Portuguese debt collection review cost?Our expert review is free of charge and carries absolutely no obligation on your part.
Can you collect in every Portuguese províncias (province)?Yes we can.

Wherever in Portugal your client is based we have a local legal partner that can pursue them for the payment owed.
What do you need to start a debt collection case in Portugal?We need a copy of the contract, agreement or order and copy invoices in the correct legal name of your debtor along with their contact details to open a debt collection claim.
What is the cost of debt collection in Portugal?We don't have a one-size-fits-all approach to pricing and the fee payable on successful recovery varies depending on the age of the invoices, amount outstanding and general case specifics.

Please contact us for a bespoke debt collection quote from our local partner.
If I place this claim with you, am I obligated to spend any money?No, you are not obligated to spend extra money.

We may recommend a course of action, such as the issue of court proceedings,but you’ll have the final say about these decisions with complete transparency.
Do you have any hidden or abortive charges?No, we do not have any hidden or abortive charges.

After performing the free review, we’ll quote you our charges. Our proceedings will only begin after we agree on a simple fee at the outset of the claim.

Please note this service does not include underwriting any of your legal or other fees if you decide to proceed with court action.

European Debt Collection Reviews — What Our Clients Say

As a family business of more than four decades, we take great pride in helping thousands of clients reclaim the debts they were owed in Europe and internationally:

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Specialised European Debt Collection Services by Country

Our vast network of debt recovery experts includes professionals who exclusively operate in specific countries across the globe, having full understanding of local laws and regulations. Below are just some of the European countries we operate in along with the names of our partners and the type of firm that will action your European debt claim.
  • Denmark Debt Recovery
  • Agent Name: Charlotte
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Jersey Debt Recovery
  • Agent Name: Margaret
  • Type of Firm: Debt Collection Agency
  • Length of Service: 3+ years
  • Norway Debt Recovery
  • Agent Name: Victoria
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Sweden Debt Recovery
  • Agent Name: Nils
  • Type of Firm: Debt Collection Agency
  • Length of Service: 20+ years
  • Italy Debt Recovery
  • Agent Name: Daniela
  • Type of Firm: Commercial Law Firm
  • Length of Service: 25+ years
  • Portugal Debt Recovery
  • Agent Name: Catarina
  • Type of Firm: Commercial Law Firm
  • Length of Service: 20+ years
  • Turkey Debt Recovery
  • Agent Name: Ibrahim
  • Type of Firm: Debt Collection Agency
  • Length of Service: 12+ years

B2B Debt Collection in the UK and Internationally Since 1984

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8:00 AM — 8:00 PM

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